BESANT BENEFITS

Your Medicare Insurance Team

Nina Besant

President

Nina has over a decade in the insurance industry, but expanded her business to include Medicare 6 years ago. She specializes in Medicare Advantage, Medicare Supplement and Prescription Drug Plans.

Mary Jo (MJ) Heins

Agent

Mary Jo Heins is passionate about helping people match their medical needs to the right Medicare insurance. She is a former medical practice manager and past president of the Colorado Medical Group Management Association.

Jody Adams

Office manager/Customer Relations

Jody keeps us running smooth! She is your go-to girl for answering any questions related to your plan. She is also great at resolving claims-related issues (a service we provide at no charge for the life of your polices).

Bree Graves

Administrative Assistant

Bree has been with us since 2023. She provides administrative support to the team, handling tasks such as data entry and correspondence.

Analyzing the Impact of Prescription Deductibles on Access to Medications
2 min read

Analyzing the Impact of Prescription Deductibles on Access to Medications

A comprehensive analysis of how prescription deductibles influence the accessibility of medications for patients.

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BOOMER BUGLE APRIL 2025
1 min read

BOOMER BUGLE APRIL 2025

A Medicare broker helps you compare plans from multiple insurers, ensuring you find coverage that fits your needs and budget. Their advice is free, unbiased, and simplifies complex Medicare choices—saving you time, money, and helping avoid costly mistakes.

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BOOMER BUGLE JAN 2025
1 min read

BOOMER BUGLE JAN 2025

Medicare advertisements are constantly flooding our screens. The biggest one we are hearing about is the “grocery flex card for seniors” on Medicare. Medicare, as a federal program, is not distributing a grocery flex card for seniors! These offerings are NOT part of the government-run program.

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Inflation Reduction Act & YOUR Medicare in 2025
1 min read

Inflation Reduction Act & YOUR Medicare in 2025

This is an article about the upcoming changes to your Medicare in 2025 due to the Inflation Reduction Act.

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United HealthCare and HCA Negotiations
2 min read

United HealthCare and HCA Negotiations

United HealthCare and HCA-HealthONE are in active network negotiation discussions

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Humana and AdventHealth
3 min read

Humana and AdventHealth

AdventHealth has reached a mutual contract agreement with Humana

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A comprehensive analysis of how prescription deductibles influence the accessibility of medications for patients.

Read More  

Medicare advertisements are constantly flooding our screens. The biggest one we are hearing about is the “grocery flex card for seniors” on Medicare. Medicare, as a federal program, is not distributing a grocery flex card for seniors! These offerings are NOT part of the government-run program.

Read More  
Did you receive a high Medicare Supplement Increase?
We are seeing record high rate increases for our Medigap clients. This is concerning and we’d love to help you navigate your choices! Yes, medical underwriting is part of the process—and while it can feel a little intimidating, we’ll be right here with you the whole time.