A comprehensive analysis of how prescription deductibles influence the accessibility of medications for patients.
Read MoreBESANT BENEFITS
Your Medicare Insurance Team
Our Services
Testimonials
Meet the Team
Nina Besant
President
Nina has over a decade in the insurance industry, but expanded her business to include Medicare 6 years ago. She specializes in Medicare Advantage, Medicare Supplement and Prescription Drug Plans.
Mary Jo (MJ) Heins
Agent
Mary Jo Heins is passionate about helping people match their medical needs to the right Medicare insurance. She is a former medical practice manager and past president of the Colorado Medical Group Management Association.
Jody Adams
Office manager/Customer Relations
Jody keeps us running smooth! She is your go-to girl for answering any questions related to your plan. She is also great at resolving claims-related issues (a service we provide at no charge for the life of your polices).
Bree Graves
Administrative Assistant
Bree has been with us since 2023. She provides administrative support to the team, handling tasks such as data entry and correspondence.
Carriers we work with
We partner with a wide range of trusted carriers—but at the end of the day... our commitment is to YOU!
Blog
2 min read
This article delves into the factors contributing to the increasing prices of Medicare Supplement plans for residents of Colorado. It examines economic trends, market demands, and policy changes impacting these costs, offering insights to help individuals better understand and navigate their healthcare options.
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2 min read
Turning 65 or retiring in Colorado? This 2025 Colorado Medicare Enrollment Guide explains everything you need to know!
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2 min read
A comprehensive analysis of how prescription deductibles influence the accessibility of medications for patients.
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1 min read
A Medicare broker helps you compare plans from multiple insurers, ensuring you find coverage that fits your needs and budget. Their advice is free, unbiased, and simplifies complex Medicare choices—saving you time, money, and helping avoid costly mistakes.
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1 min read
Medicare advertisements are constantly flooding our screens. The biggest one we are hearing about is the “grocery flex card for seniors” on Medicare. Medicare, as a federal program, is not distributing a grocery flex card for seniors! These offerings are NOT part of the government-run program.
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1 min read
This is an article about the upcoming changes to your Medicare in 2025 due to the Inflation Reduction Act.
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1 min read
2 min read
United HealthCare and HCA-HealthONE are in active network negotiation discussions
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3 min read
AdventHealth has reached a mutual contract agreement with Humana
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1 min read
Boomer Bugle Digital Copies
Medicare advertisements are constantly flooding our screens. The biggest one we are hearing about is the “grocery flex card for seniors” on Medicare. Medicare, as a federal program, is not distributing a grocery flex card for seniors! These offerings are NOT part of the government-run program.
Read MoreDid you receive a high Medicare Supplement Increase?
We are seeing record high rate increases for our Medigap clients. This is concerning and we’d love to help you navigate your choices! Yes, medical underwriting is part of the process—and while it can feel a little intimidating, we’ll be right here with you the whole time.
CMS Required Disclaimer
By providing your name and contact information, you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare plans at the number provided, even if you are on a government do-not-call registry. This agreement is not a condition of enrollment. Not connected with or endorsed by the United States government or the federal Medicare program. This is a solicitation of insurance and your response may generate communication from a licensed agent.We do not offer every plan available in your area. Currently we represent 11 organizations which offer over 50 products in Colorado. Please contact medicare.gov, 1-800-Medicare or your local State Health Insurance Program (SHIP) to get information on all of your options.