A comprehensive analysis of how prescription deductibles influence the accessibility of medications for patients.
Read MoreBESANT BENEFITS
Your Medicare Insurance Team
Our Services
Meet the Team
Nina Besant
President
Nina brings over a decade of experience in the insurance industry and is passionate about helping clients find the coverage that fits their unique needs. She specializes in Medicare Advantage, Medicare Supplement, and Prescription Drug Plans, offering clear guidance to make complex choices simple and stress-free.
Jody Adams
Licensed Sales Agent
Jody keeps our office running smoothly and ensures everything is organized behind the scenes. She’s your go-to resource for any questions about your plan and is always ready to guide you through the details with clarity and care. In addition to managing day-to-day office operations, Jody is also a Licensed Sales Agent, helping clients explore and secure coverage that best fits their needs. She specializes in assisting with claims-related issues—a complimentary service we provide for the lifetime of your policies.
Bree Graves
Licensed Sales Agent
Bree has been part of our team since 2023 and is a Licensed Sales Agent, helping clients navigate their coverage options with ease. She’s especially skilled at running drug cost comparisons to help clients find the most cost-effective solutions for their prescriptions. In addition to her sales role, Bree provides essential administrative support, focusing on client correspondence and ensuring communication is clear, timely, and professional.
Broker Partner Resources
MJ Heins
Medicare Broker Partner
Mary Jo Heins is passionate about helping people match their medical needs to the right Medicare insurance. She is a former medical practice manager and past president of the Colorado Medical Group Management Association.
Carla Gentle
individual Dental/Vision Broker Partner
Carla Gentle has worked many years in the health insurance arena, representing all types of health insurance plans, including Medicare plans, under 65 years of age plans, and dental and vision plans. Working with Besant Benefits, she will be focused purely on Dental and Vision Plans. If you’re in need of a plan that covers either of these areas, she’ll be happy to help you find a plan that suits your needs!
Katherine Moskal
Individual Health Insurance Broker
Katherine specializes in helping self employed, independent contractors, small businesses, early retirees, and anyone who does not have access to group coverage find the best health insurance coverage. Her goal is to make sure you understand what all of your options are and feel comfortable with your plan. Best of all, her services are no cost to you! Contact us anytime, we are always here to help.
Testimonials
Carriers we work with
We partner with a wide range of trusted carriers—but at the end of the day... our commitment is to YOU!
Blog
2 min read
This article delves into the factors contributing to the increasing prices of Medicare Supplement plans for residents of Colorado. It examines economic trends, market demands, and policy changes impacting these costs, offering insights to help individuals better understand and navigate their healthcare options.
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2 min read
Turning 65 or retiring in Colorado? This 2025 Colorado Medicare Enrollment Guide explains everything you need to know!
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2 min read
A comprehensive analysis of how prescription deductibles influence the accessibility of medications for patients.
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1 min read
A Medicare broker helps you compare plans from multiple insurers, ensuring you find coverage that fits your needs and budget. Their advice is free, unbiased, and simplifies complex Medicare choices—saving you time, money, and helping avoid costly mistakes.
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1 min read
Medicare advertisements are constantly flooding our screens. The biggest one we are hearing about is the “grocery flex card for seniors” on Medicare. Medicare, as a federal program, is not distributing a grocery flex card for seniors! These offerings are NOT part of the government-run program.
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1 min read
This is an article about the upcoming changes to your Medicare in 2025 due to the Inflation Reduction Act.
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1 min read
2 min read
United HealthCare and HCA-HealthONE are in active network negotiation discussions
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3 min read
AdventHealth has reached a mutual contract agreement with Humana
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1 min read
Boomer Bugle Digital Copies
Medicare advertisements are constantly flooding our screens. The biggest one we are hearing about is the “grocery flex card for seniors” on Medicare. Medicare, as a federal program, is not distributing a grocery flex card for seniors! These offerings are NOT part of the government-run program.
Read MoreDid you receive a high Medicare Supplement Increase?
We are seeing record high rate increases for our Medigap clients. This is concerning and we’d love to help you navigate your choices! Yes, medical underwriting is part of the process—and while it can feel a little intimidating, we’ll be right here with you the whole time.
CMS Required Disclaimer
By providing your name and contact information, you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare plans at the number provided, even if you are on a government do-not-call registry. This agreement is not a condition of enrollment. Not connected with or endorsed by the United States government or the federal Medicare program. This is a solicitation of insurance and your response may generate communication from a licensed agent.We do not offer every plan available in your area. Currently we represent 11 organizations which offer over 50 products in Colorado. Please contact medicare.gov, 1-800-Medicare or your local State Health Insurance Program (SHIP) to get information on all of your options.